function fwLoadMenus() {
  if (window.fw_menu_0) return;

  window.fw_menu_0 = new Menu("root",155,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
  fw_menu_0.addMenuItem("Introduction","location=''");

   fw_menu_0.hideOnMouseOut=true;

window.fw_menu_1 = new Menu("About Us",140,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_1.addMenuItem("About Us","location='about_us.html'");
	 fw_menu_1.addMenuItem("About FundEX","location='fundex.html'");
fw_menu_1.addMenuItem("Investing Philosophy","location='philosophy.html'");
fw_menu_1.addMenuItem("Why Us","location='why_us.html'");
fw_menu_1.addMenuItem("Testimonials","location='testimonials.html'");
fw_menu_1.addMenuItem("Contact Us","location='contact_us.html'");
fw_menu_1.addMenuItem("Legal-Disclaimer","location='legal.html'");
fw_menu_1.addMenuItem("Privacy","location='privacy.html'");
      fw_menu_1.hideOnMouseOut=true;



window.fw_menu_2_1 = new Menu("Investment Planning",185,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_1.addMenuItem("The Five Steps","location='pl_invest.html'");
fw_menu_2_1.addMenuItem("Investor Personality Profile","location='pl_invest.html#profile'");
    fw_menu_2_1.addMenuItem("Investment Goals","location='investment_goals.html'");
    fw_menu_2_1.addMenuItem("Asset Allocation","location='investment_asset.html'");
	    fw_menu_2_1.addMenuItem("Investment Decisions","location='investment_decisions.html'");
		    fw_menu_2_1.addMenuItem("Porfolio Records & Monitoring","location='investment_records.html'");
		    fw_menu_2_1.hideOnMouseOut=true;



window.fw_menu_2_2 = new Menu("Insurance Planning",130,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_2.addMenuItem("Introduction","location='insurance.html'");
fw_menu_2_2.addMenuItem("Term Life Insurance","location='ins_term_life.html'");
    fw_menu_2_2.addMenuItem("Business Term","location='ins_bus.html'");
    fw_menu_2_2.addMenuItem("Family Term","location='ins_family.html'");
	    fw_menu_2_2.addMenuItem("Estate Term","location='ins_estate.html'");
		    fw_menu_2_2.addMenuItem("Living Benefits","location='ins_living.html'");
		    fw_menu_2_2.hideOnMouseOut=true;


window.fw_menu_3_3 = new Menu("Insurance",130,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_3_3.addMenuItem("Introduction","location='insurance.html'");
fw_menu_3_3.addMenuItem("Term Life Insurance","location='ins_term_life.html'");
    fw_menu_3_3.addMenuItem("Business Term","location='ins_bus.html'");
    fw_menu_3_3.addMenuItem("Family Term","location='ins_family.html'");
	    fw_menu_3_3.addMenuItem("Estate Term","location='ins_estate.html'");
		    fw_menu_3_3.addMenuItem("Living Benefits","location='ins_living.html'");
		    fw_menu_3_3.hideOnMouseOut=true;




window.fw_menu_2_3 = new Menu("Estate Planning",110,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_3.addMenuItem("Introduction","location='estate_intro.html'");
    fw_menu_2_3.addMenuItem("Getting Started","location='estate_start.html'");
  		    fw_menu_2_3.hideOnMouseOut=true;




window.fw_menu_2_4 = new Menu("Tax Planning",170,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_4.addMenuItem("Introduction","location='pl_tax.html'");
	fw_menu_2_4.addMenuItem("Simple Tax Planning Ideas","location='pl_tax.html#simple'");
	fw_menu_2_4.addMenuItem("The Attribution Rule","location='pl_tax.html#rule'");
	fw_menu_2_4.addMenuItem("Other Ideas","location='pl_tax.html#idea'");
	
    fw_menu_2_4.addMenuItem("Students","location='pl_tax.html#student'");
  		    fw_menu_2_4.hideOnMouseOut=true;



window.fw_menu_2_5 = new Menu("Business Solutions",230,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_5.addMenuItem("Introduction","location='bus_solutions.html#intro'");
	fw_menu_2_5.addMenuItem("Understanding Buy-Sell Agreements","location='bus_solutions.html#understand'");
	fw_menu_2_5.addMenuItem("Buy-Sell Agreements to Avoid","location='bus_solutions.html#avoid'");
	fw_menu_2_5.addMenuItem("Coverage for Overhead Expenses","location='overhead.html#overhead'");
	    fw_menu_2_5.addMenuItem("Small Business Benefits","location='overhead.html#benefits'");
	    fw_menu_2_5.addMenuItem("Retirement Compensation Agreement","location='rca.html'");		
			    fw_menu_2_5.addMenuItem("Individual Pension Plan","location='ipp.html'");
		  		    fw_menu_2_5.hideOnMouseOut=true;



window.fw_menu_2_6 = new Menu("Retirement Planning",200,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_2_6.addMenuItem("RRSP Checklist","location='pl_retirement.html'");
	fw_menu_2_6.addMenuItem("Basic RRSP Concepts","location='rrsp.html'");
	fw_menu_2_6.addMenuItem("The Benefits of RRSP's","location='rrsp.html#benefits'");
	fw_menu_2_6.addMenuItem("Tax Savings","location='rrsp.html#tax'");
	    fw_menu_2_6.addMenuItem("Tax-deferred Compounding","location='rrsp.html#defer'");
	    fw_menu_2_6.addMenuItem("Income Splitting","location='rrsp.html#split'");		
			    fw_menu_2_6.addMenuItem("RRSP Contributions","location='rrsp2.html#cont'");
			    fw_menu_2_6.addMenuItem("Earned Income","location='rrsp2.html#earned'");				
							    fw_menu_2_6.addMenuItem("Contribution Limit","location='rrsp2.html#calc'");
							    fw_menu_2_6.addMenuItem("Carryforward Rule","location='rrsp2.html#rule'");
							    fw_menu_2_6.addMenuItem("Excess Contributions","location='rrsp2.html#excess'");
							    fw_menu_2_6.addMenuItem("Contributions made by Securities","location='rrsp2.html#contr'");
							    
							    fw_menu_2_6.addMenuItem("Maturity Options","location='rrif.html#maturity'");
			    fw_menu_2_6.addMenuItem("RRIF's","location='rrif.html#rrif'");				
			    fw_menu_2_6.addMenuItem("Retirement Compensation Agreements","location='rca.html'");				
						    fw_menu_2_6.addMenuItem("Individual Pension Plan","location='ipp.html'");
		  		    fw_menu_2_6.hideOnMouseOut=true;















window.fw_menu_3_1 = new Menu("Mutual Funds",180,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    fw_menu_3_1.addMenuItem("Introduction","location='funds.html#intro'");
    fw_menu_3_1.addMenuItem("What is a Mutual Fund?","location='funds.html#whatis'");
 fw_menu_3_1.addMenuItem("What Mutual Funds Offer","location='funds.html#offer'");
 fw_menu_3_1.addMenuItem("Key Benefits of Mutual Funds","location='funds.html#benefits'");
 fw_menu_3_1.addMenuItem("Role of the  Fund Company","location='funds.html#role'");
 fw_menu_3_1.addMenuItem("Funds Costs","location='funds_costs.html'");
 fw_menu_3_1.addMenuItem("Top 10 Questions","location='fund_questions.html'");
  		    fw_menu_3_1.hideOnMouseOut=true;






window.fw_menu_3_2 = new Menu("Fixed Income",190,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
    
    fw_menu_3_2.addMenuItem("GIC's","location='bonds.html#gic'");
    fw_menu_3_2.addMenuItem("Treasury Bills","location='bonds.html#bills'");	



  		    fw_menu_3_2.hideOnMouseOut=true;



  window.fw_menu_2 = new Menu("root",150,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
  fw_menu_2.addMenuItem(fw_menu_2_1,"location='pl_invest.html'");
  fw_menu_2.addMenuItem(fw_menu_2_6,"location='pl_retirement.html'");
fw_menu_2.addMenuItem(fw_menu_2_3,"location='estate_intro.html'");
fw_menu_2.addMenuItem(fw_menu_2_4,"location='pl_tax.html'");
fw_menu_2.addMenuItem(fw_menu_2_2,"location='pl_insurance.html'");
fw_menu_2.addMenuItem("Cash Management","location='cash.html'");
fw_menu_2.addMenuItem(fw_menu_2_5,"location='cash.html'");
fw_menu_2.addMenuItem("Budget Planning","location='pl_budget.html'");
     fw_menu_2.hideOnMouseOut=true;
 




 window.fw_menu_3 = new Menu("root",125,16,"Verdana, Arial, Helvetica, sans-serif",10,"#000f66","#000f66","#f8f8f8","#cccccc");
 
  fw_menu_3.addMenuItem(fw_menu_3_1,"location='funds.html'");  
        fw_menu_3.addMenuItem(fw_menu_3_2,"location='bonds.html'");
 fw_menu_3.addMenuItem("Annuities","location='annuity.html'");
fw_menu_3.addMenuItem("Segregated Funds","location='segregated.html'");
fw_menu_3.addMenuItem(fw_menu_3_3,"location='insurance.html'");
      fw_menu_3.hideOnMouseOut=true;




fw_menu_2.childMenuIcon="images/arrows.gif";
fw_menu_3.childMenuIcon="images/arrows.gif";
fw_menu_3.writeMenus();
} // fwLoadMenus()